David E Cornish
C & G Insurance Agency, Inc.
900 S. Frontage Road - Suite 375
Woodridge , IL , 60517 U.S.A.
(630) 985-9700
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C & G Insurance Agency, Inc., Insurance Services, Woodridge, IL

Did You Know - Internet Exposures

Did You Know...

If your business markets over the Internet, there are special exposures you should consider.

If any of the items below apply to your company, please request additional information.

Act as an Internet service provider.

Tech E&O exposures and media exposures are not covered under a CGL, especially if they monitor content. Digital Millennium Copyright Act.

Act as a network provider, web developer, tool developer, security enhancer.

Tech E&O exposures, breach of security exclusions, IP exposures.

Use its website for transactions, e.g. E-commerce.

Tech E&O exposures. warranty coverage opportunities, breach of security exclusions, content exposures. Also watch out for unique element exposures.

Publish or distribute reference materials or 3rd party content on their website.

Copyright infringement trademark infrigement defamation and indecency not covered as advertising/personal injury.

Allow other people to advertise on your website.

Vicarious liability from advertising of others. Not covered under standard Advertising Injury. Watch out for Conduit liability.

Use competitor comparisons on your website.

Other countries’ laws barring competitive comparison advertising or misleading advertising.

Sell or use personal data.

Eurpoean Privacy Directive and similar laws.

Host chat rooms or bulletin boards.

Removal requirements, monitoring and other duties.

Receive significant revenue from on-line activities.

Unexpected business interruption vulnerabilities.

Have a policy on employee use of e-mail.

“Reasonable expectation of privacy” or Employment Practices Liability issues.

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