David E Cornish
C & G Insurance Agency, Inc.
900 S. Frontage Road - Suite 375
Woodridge , IL , 60517 U.S.A.
(630) 985-9700
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C & G Insurance Agency, Inc., Insurance Services, Woodridge, IL

Did You Know - Identity Theft

Did You Know...

Identity theft (or identity fraud) is the deliberate assumption of another person's identity, usually to gain access to their finances or frame them for a crime.

Once Identity Theft occurs, there are many things that can happen as a result. Identity thieves can cause major problems in you financial and social life. We have named just a few examples here, but there are endless possibilities.

Identity thieves may call your credit card issuer to change the billing address on your credit card account.

The imposter then runs up charges on your account. Because your bills are being sent to a different address, it may be some time before you realize there's a problem. This can result in unexpected calls from creditors, and extensive damage to your credit rating.

Someone may open new credit card accounts in your name.

When someone else uses your credit and doesn't pay the bills, the delinquent accounts are reported on your credit report.

Phone or wireless service could be initiated in your name.

When someone else uses your credit and doesn't pay the bills, the delinquent accounts are reported on your credit report.

A bank account could be opened in your name and bad checks written on that account.

Not only will this affect your ability to write and cash checks, if fraudulent checks are written, you may end up with a warrant out for your arrest depending on the degree of seriousness.

Counterfeit checks or credit or debit cards may be obtained, or authorizations for electronic transfers in your name to drain your bank account.

No one wants to have checks written for bills or go to withdraw cash, and find that not only is there no money to cover these checks, but negative balance fees will be assessed to your account, sending you in a major tailspin.

Bankruptcy could be filed under your name in order to to avoid paying debts incurred under your name, or to avoid eviction.

With a bankruptcy on your record, you will be unable to establish new credit, be denied rental applications for a car or home, as well as not being able to purchase a home.

An auto loan or insurance policy may be taken out in your name.

his will not only increase your debt, but when the bills are not paid, collectors will call you for payment, and report you to the credit bureaus.

Identification such as a driver's license issued with a thieves' picture may be obtained in your name.

This scenario could be detrimental if someone commits a crime in your name, and you are unexpectedly arrested for a warrant you had no clue existed.

Employment may be obtained or fraudulent tax returns may be filed in your name.

Not only will your Social Security benefits be affected, but you could end up in serious trouble with the IRS.

Your name may be given to the police during an arrest.

If they don't show up for their court date, a warrant for arrest is issued in your name.

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